Job Description

Job Description

Job Description

We are seeking a detail-oriented and analytical residential loan Mortgage Underwriter with 5 years experience to join our team. The ideal candidate has comprehensive understanding of the mortgage underwriting process with the ability to evaluate loan applications, assess risk and ensure compliance with regulatory standards. DE certification is a plus. 

Duties

• Review and analyze loan applications, credit reports, and supporting documentation to determine eligibility for mortgage loans.
• Conduct thorough risk analysis to assess borrower creditworthiness and financial stability.
• Utilize financial concepts and quantitative research methods to evaluate cash flow analysis and overall financial health of applicants.
• Perform financial modeling to support underwriting decisions.
• Collaborate with loan origination teams to streamline the application process and resolve any discrepancies.
• Implement fraud prevention and detection measures throughout the underwriting process.
• Prepare detailed financial report writing that outlines findings, recommendations, and justifications for loan approvals or denials.
• Stay updated on industry trends, regulatory changes, and best practices in mortgage servicing and underwriting.

We are a multi-state mortgage banker/broker that originates FHA, VA, conventional, jumbo and reverse mortgage products that intends to continue its growth into additional states and markets.

Company Description

We are a multi-state mortgage banker/broker that originates FHA, VA, conventional, jumbo and reverse mortgage products that intends to continue its growth into additional states and markets.

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